MAAC & Insurance

[Xavier]

A change in the insurance coverage is posted on the MAAC website.

Basically, only MAAC club activities are covered, at the club field or at location registered. Park flying, home flying ect is not covered anymore.

I don't think it's a good news.

See it in french:
http://www.maac.ca/view_news.php?itm=356

And in english:
http://www.maac.ca/view_news.php?itm=355

Xavier

[PaulG-rc]

Not good news at all thats for shure.
I guess I will have to meet with my insurance broker to see what I can do for my park flying coverage. :confused:

[xed]

The following was extracted from another forum and poster who repeated Richard Barlow's comments (President of MAAC):

Mr. Barlow Writes:

It is my understanding that the insurance company is stressing the “organized” part of things. If a club registers an indoor site as a “club flying site” or registers sites used for contests and events, then insurance should be OK.

It appears that the concern is over the lone wolf flyer and people flying indiscriminately in parks.

Specific and definitive answers must come from our insurance chairman, and he is waiting for the insurance company executive member to return from out of town, which will happen after the AGM, unfortunately!

We are trying hard to get coverage back to a level closer to what has previously been understood, but we cannot wait before informing the members. We have not given up, but we have a responsibility to keep members informed.

I have stressed repeatedly in columns, and on the website, that we must improve our accident record and not glorify the crashes and hazards. I wish that members would take this to heart.

Just get the message out – FLY SAFELY AND ACT PROFESSIONALLY – it might help

Richard

[Richard Ottaway]

A change in the insurance coverage is posted on the MAAC website.

Basically, only MAAC club activities are covered, at the club field or at location registered. Park flying, home flying ect is not covered anymore.

I don't think it's a good news.

See it in french:
http://www.maac.ca/view_news.php?itm=356

And in english:
http://www.maac.ca/view_news.php?itm=355

Xavier
Did you ever suspect that an insurance company would cover any 'lone wolf' when MAAC have tied us down to strict rules concerning the distances between car parking and public viewing, pits, flight lines and the safety rules around the flying area not to mention signage. How can an insurer obtain confidence in each and everyone of us when flying in areas where these rules cannot be enforced and only relied upon by the safety conscious. No household insurer or public liability insurer would cover that either. No if you intend to fly outside MAAC covered areas make sure you are on your own or dont do it.

[Richard Ottaway]

I never relied on the MAAC insurance when flying on my own other than at any flying field. Even when they suggested signage to me it was just a bandage to make sure that viewing public would take the hint and leave you to it. Insurers are only interested in calculated risks and that is why they have instructed MAAC to draw up strict rules over car parking and public viewing areas being a safe distance and behind the pits, flightline and flying areas, with only active pilots venturing into the pits and forward when flying.
I would not recommend asking your own broker or even a liability insurer to cover lone wolf flying because insurers are famous for finding 'getouts' rather than 'payouts'

[Burning Head]

That want stop me to fly my fomy plane at my local park. Most of the time is during Winter,lest dude:D. With 2.4ghz there no glich with civil radio...:cool:

[xed]

Some interesting reading about recent claims:

http://www.maac.ca/docs/2009/insurancecommitteereport2008.pdf

[turkana]

Well I dont know as said bevor in Europe or Germany there is the DMVF and if you are a Member with them you are coverd werever you fly if in a club or alone in the PArk you are actually coverd worldwide!!! Exept exept if you are resident of the US or Canada!!! So what does that tell us, you figure....!

Regards Pete

[turkana]

Well I dont know as said bevor in Europe or Germany there is the DMVF and if you are a Member with them you are coverd werever you fly if in a club or alone in the PArk you are actually coverd worldwide!!! Exept exept if you are resident of the US or Canada!!! So what does that tell us, you figure....!Sure try telling every beginner with a foamy or counterrotator, hey Dude you have to become a clubmember to fly such a thing. It simply sucks what the insurance companys do as usual, we cover our ass so we make loads and loads of money and if a claim comes we will still screw them over, sure why should it change?? As long as people put up with this sh..! I reached a point that I will wait till my Maac expires and I will not renew it, what for??I have my own field here, let them con somebody else.!!

Regards Pete

[zorba]

Hey Peter What would you charge to fly at your field????

[turkana]

Not my field. Its belongs to my neighbour he is a freind of mine and he has lots of land. He welcomes me when I fly on his land because I keep my eyes open for tresspassers etc and he claims the heli keeps the birds away that eat all his fruit. He is a organic farmer and does not use sprays or nets etc all natural so the birds take alot from him. He told me that I could fly with 2-3 freinds no problem. The field is exactly 3 minutes from my house and I can fly whenever I want. So you are welcome. Regards Pete

[finnegan]

Hey Pete,
Does he mind a little heli-blade pruning?(LOL)

[turkana]

I could ask him this weekend. But its a bit early for pruning. Lol

[zorba]

Don't forget to bring a tall ladder..

[Xavier]

I had not realized another important change in the insurance.

We are not covered in the US anymore, even at registered field and events. Beware if you plan to go south. You will have to get a 'AMA Affiliate membership, for $28.00, which provides 2-1/2 million of liability insurance for the 2009 calendar year'.

It means that it will cost you another 40$ in addition to other event fees and expense if you go to a fun fly in the US.

You can get the form online I think but you can't complete it online. You could give it to the organiser of the event ior the club you are visiting if I properly understood. I am told that MAAC is looking in something to get it back as before.

Xavier

[turkana]

Gee gets better by the day....:rolleyes: !

[Andrew Fernie]

There is a posting on the MAAC site (http://www.maac.ca/view_news.php?itm=365) that reads as follows. Hopefully this takes care of the problem (at least for flying in the USA).
Date last modified : April 28, 2009 Created by : Richard Lyle Barlow -- 5744L Subject : Insurance update as provided by our insurance chairman News: We have just received confirmation from our insurance broker that our coverage does indeed extend worldwide.

The recent 'Urgent Insurance Information" notice that was posted on the MAAC web site should not be taken to restrict coverage to Canada. The intent of the policy wording is in fact to include similar activities worldwide. Our reciprocal agreement with the AMA is back in effect.

The AMA president has been informed that our coverage does extend to Canadian MAAC members flying in the USA.

[Xavier]

I just got a message also about that. It took 4 months but it is finally resolved. Good news.

Xavier

[Dwight Macdonald]

Fantastic News!